Applying for a mortgage loan, loan rates, loan tips – Sunny Spot Realty, Inc, Cape Coral, FL

Loan Application Checklist

For many buyers, applying for the mortgage loan is one of the more stressful aspects of buying a home. The loan application need not be a stressful time. By following a few easy steps, you'll sail through the loan application process.

Make a list of any questions you have about the loan program.
Be sure you understand the advantages and disadvantages of the various mortgage programs for which you may qualify, including the advantages and disadvantages of Fixed Rate Mortgages versus Adjustable Rate Mortgages.
Decide if you want to lock-in or float the loan's interest rate.
Locking-in the rate means that the lender commits to the mortgage interest rate for the loan - typically at the time the loan application is submitted. By floating the rate, you can lock-in the interest rate anytime between the loan application day and closing. Buyers opt to "float the loan" when they believe interest rates will drop after their loan application date and prior to closing. The risk is that rather than dropping, interest rates may rise, increasing the mortgage payment.
Decide if you want to pay additional points to lower your interest rate.
Typically you can elect to pay additional points (each point is 1 percent of the mortgage loan payable in cash at closing) to lower the interest rate of your mortgage loan.
Gather your paperwork.
Click here to view a list of typical loan documentation.
I have a great lender you are welcome to compare and prequalify.

Buyer Information Request form. First & Last name.

Fill out form correctly please. First and last name with caps on first
letter,
Email must be accurate to receive the homes.
Accurate phone incase I need more information or to verify for
Cheapest sailboat homes password.
All information is strictly confidential.
Thank you! Now let's get started.....

Best Buys Request Form

*1 Primary City of interest:
Phone:
*Email:
*Type of home, House, condo etc.:
*I am ready to purchase now! Yes or No.:
If above is no, then when? Date.:
Date you will look at homes:
*Realistic Price Range.:
*Are you familiar with this area?:
*# of bedrooms 2,3 etc.:
*Aproximate living area, 1,900 etc:
*Pool? yes or no:
*Getting a mortgage? yes or no:
*Saltwater canal desired? or..:
*Or..Fresh water canal not to Gulf:
*Oldest built home acceptable (ex. 25 yrs):
Any details to help me help you.:
*First Name "Required":
*Last Name "Required":
*cell phone w area code:
*Home phone w area code:
*Best time to call you?:
Check;Phone, full name is correct.:
*Name:
Request password\|Link for Cheapest Sailboat homes:

Note: Fields with an * are required

Call today! (239) 770-0686 Joseph Beauvais (Buyers Agent) to set up a time to view and buy any offerings.

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